Principles & Practices of Banking

MODULE A: INDIAN FINANCIAL SYSTEM

1. Indian Financial System - An Overview
2. Banking Regulation
3. Retail Banking, Wholesale and International Banking, ADR, GDR and Participatory Notes
4. Role and Functions of Capital Market, Securities and Exchange Board of India (SEBI)
5. Role and Functions of Mutual Funds
6. Role and Functions of Insurance Companies, Bancassurance and Insurance Regulatory and development Authority (IRDA)
7. Factoring, Forfaiting Services and Off-Balance Items
8. Risk Management and BASEL II - An Overview
9. Alliances/Mergers/Consolidation
10. Credit Information Bureau (India) Limited (CIBIL), Fair Practices Code for Debt Collection and Banking Codes and Standards Board of India
11. Recent Developments in the Indian Financial System

MODULE B: FUNCTIONS OF BANKS

1. Banker-Customer Relationship
2. Banker's Special Relationship
3. Payment and Collection of Cheques and Other Negotiable Instruments
4. Opening of Accounts of Various Types of Customers
5. Ancillary Services
6. Principles of Lending, Working Capital Assessment and Credit Monitoring
7. Priority Sector Advances
8. Agricultural Finance
9. Micro, Small & Medium Enterprises in India
10. Government Sponsored Schemes
11. Self-Help Groups
12. Credit Cards, Home Loans, Personal Loans, Consumer Loan
13. Documentation
14. Different Modes of Charging Securities
15. Types of Collaterals and their Characteristics
16. Non-Performing Assets
17. Financial Inclusion

MODULE - C: BANKING TECHNOLOGY

1. Essentials of Bank Computerization
2. Payment Systems and Electronic Banking
3. Data Communication Network and EFT Systems
4. Role of Technology Upgradation and its Impact on Banks
5. Security Considerations

MODULE - D: SUPPORT SERVICES - MARKETING OF BANKING SERVICES/PRODUCTS

1. Marketing - An Introduction
2. Consumer Behaviour and Product
3. Pricing
4. Distribution
5. Channel Management
6. Promotion
7. Role of Direct Selling Agent/Direct Marketing Agent in a Bank
8. Marketing Information Systems - A Longitudinal Analysis

Unit 37 : Social Media Marketing

Unit – 14 : Banking Ombudsman Scheme and Consumer Protection Act
Unit – 18 : Cash Management Services and its Importance